DGC
Risks can take the form of material and/or financial loss and liability for damage to third parties. There are many situations in which you may unexpectedly face costs. DGC advises you on suitable insurance with terms tailored to your situation and at a competitive rate.
Your employees are your most important asset and employers are taking on more and more responsibility. Your role in managing sickness absence and incapacity for work is growing. As an employer, you also have every interest in your employees being and remaining healthy. DGC offers solutions that help prevent illness and absence and support a quick return to work when absence does occur. DGC advises you on suitable employee insurance at competitive rates.
DGC independently and clearly assesses your current insurance portfolio and employee benefits package. We look at both the scope of cover and the level of the premium. Do the terms adequately cover your company’s risks? Is the premium in line with the market?
A second opinion includes a thorough inventory and independent assessment of your complete package. This can often be useful because an insurance policy may have become outdated. The insurance market and the legislation governing employers’ responsibilities and obligations to their employees are constantly changing. These developments affect certain insurance products and their premiums.
DGC is an independent adviser with sound knowledge of the market. There are often benefits to be gained that your company can use, helping to avoid more risks and make your business more profitable.
If you plan to acquire a company, DGC can help you understand the risks you are taking on or unintentionally acquiring. This allows you to make an informed decision.
Due diligence is often the domain of lawyers and accountants, while the insurance portfolio and employee benefits package receive too little attention. Sometimes no one looks closely enough at the policy wording and long-term obligations.
If the company you want to acquire has outstanding claims, this can have major financial consequences. That knowledge may significantly affect the purchase price. DGC can guide you through the due diligence process and give you concrete, well-founded advice.
